Dallas, TX Retirement Specialists

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Expert retirement income planning for families and individuals nationwide

Long Term Care Insurance

While no one can predict future nursing home or in-home care needs, the odds are not in one’s favor, so you should seriously consider long-term care insurance. According to the U.S. Department of Health and Human Services, nearly 70 percent of people turning age 65 will need long-term care at some point in their lives. Unfortunately, less than one-third of Americans aged 50-plus have a plan in place to protect their retirement assets should long-term care expenses arise.

Long-term care insurance is designed to cover a variety of services such as personal care either at home or in a nursing home. Factors impacting the costs of individual long-term care policies include age, health, scope, and length of coverage.

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As a leader in modern retirement planning, we can help you with a variety of quotes for LTC insurance from a broad range of companies. Give us a call at 972-473-4700 or click the link below to schedule an appointment. We look forward to hearing from you!

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Ready to learn more? Schedule an appointment today!

Asset-Based Long Term Care Insurance

Meet Thomas… and discover how one small change in his retirement savings approach helped generate up to 9x his money in tax-free benefits. Just hit play…

Did you know…

The Pension Protection Act of 2006, or PPA, created a way for people to protect their retirement accounts from being drained by Long Term Care expenses using a new asset-based life insurance approach.

The new PPA plans allow you to move money from an existing account – such as 401k, IRA, investments, or savings – to a new asset class that will generate up to 9x your money in tax free benefits that pay for care.

Asset-Based Long Term Care Insurance Benefits

  • Generate up to 9x your money in tax-free benefits
  • Policies maintain a cash value that can be partially withdrawn if you need some extra money, or fully withdrawn if you decide you don’t want to keep your policy
  • Policies are designed to pay for home health care, assisted living, skilled nursing, traditional nursing homes, and adult day care
  • Death benefit for your beneficiaries